Due to the National Consumer Assistance Plan Experian, Equifax, and TransUnion will be required to;
To allow insurance payments to kick in they will need to block unpaid medical bills off a credit report for a 180-day waiting period, .
Listen more closely to consumers' side when they dispute negative tradelines reported by lenders, debt collectors, and courthouses.
Heighten oversight of data furnishers that submit delinquent debts to the credit bureaus.
While still providing a free report every year they will now also provide a free credit report after a successful dispute to verify the repair.
Erase unpaid municipal fines, traffic tickets and other debts that are not covered by a contract or agreement with the consumer.