The National Consumer Assistance Plan

Due to the National Consumer Assistance Plan Experian, Equifax, and TransUnion will be required to;

  • To allow insurance payments to kick in they will need to block unpaid medical bills off a credit report for a 180-day waiting period, .

  • Listen more closely to consumers' side when they dispute negative tradelines reported by lenders, debt collectors, and courthouses.

  • Heighten oversight of data furnishers that submit delinquent debts to the credit bureaus.

  • While still providing a free report every year they will now also provide a free credit report after a successful dispute to verify the repair.

  • Erase unpaid municipal fines, traffic tickets and other debts that are not covered by a contract or agreement with the consumer.

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