Dispute Suite Data Loss

Are you a credit repair company that uses Dispute Suite and have had data misplaced / lost / stolen?   

If so, did you report the data loss to the law, your staff, your referral partners, and/or your clients?

Birthdates, social security numbers, addresses, utility bills, bank statements, billing information  .... and not just the data.... Images of DL’s, SS cards, credit bureau dispute letters to Experian, Equifax, and TransUnion, results from bureaus, etc...

Where did it go?  Why was it misplaced?  Why weren't the proper authorities notified of such a major breach of ID data loss?

If you're a credit repair company that uses Dispute Suite or a mortgage / real estate professional who is an affiliate to a company that uses Dispute Suite then you may want to check and verify these details to avoid potential legal issues.

Brian C. Aber
Founder - Credit Repair VIP

FTC - Sample Credit Bureau Dispute Letter

Use this sample to draft a letter disputing errors on your credit report.

Your letter should clearly identify each item in your report you dispute, state the facts and explain why you dispute the information, and request that it be removed or corrected. You may want to enclose a copy of your report with the items in question circled.

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The National Consumer Assistance Plan

Due to the National Consumer Assistance Plan Experian, Equifax, and TransUnion will be required to;

  • To allow insurance payments to kick in they will need to block unpaid medical bills off a credit report for a 180-day waiting period, .

  • Listen more closely to consumers' side when they dispute negative tradelines reported by lenders, debt collectors, and courthouses.

  • Heighten oversight of data furnishers that submit delinquent debts to the credit bureaus.

  • While still providing a free report every year they will now also provide a free credit report after a successful dispute to verify the repair.

  • Erase unpaid municipal fines, traffic tickets and other debts that are not covered by a contract or agreement with the consumer.

Read more: http://www.cdiaonline.org/About/content.cfm?ItemNumber=11148